Sirifin

Financial insights

Practical articles on budgeting, saving, investing, taxes and household business finance — written for Vietnam.

Retirement07/06/2026

Why You Should Start Retirement Planning at 25, Even Though Retirement Is 35 Years Away

Retirement may seem distant when you're 25, but that's exactly why you should start now. Why time is your most valuable asset in the retirement equation, and the cost of delaying. At age 25, "retirement" sounds like something for a stranger three decades from now. But here's the paradox of retirement planning: the moment it feels least urgent is exactly when starting has the most value.

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